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v1 Financial Maths, STD2 F4 2024 HSC 25

Priya and Leo each invest $2500 for 6 years.

    • Priya's investment earns simple interest at a rate of 5.8% per annum.
    • Leo's investment earns interest at a rate of 4.5% per annum, compounding half-yearly.

By calculating the interest earned over the 6 years, determine who will have the greater amount.   (3 marks)

--- 10 WORK AREA LINES (style=lined) ---

Show Answers Only

\(\text{Priya’s investment:}\)

\(\text{Interest} = Prn = 2500 \times 0.058 \times 6 = \$870\)

 

\(\text{Leo’s investment:}\)

\(r = \dfrac{4.5\%}{2} = 2.25\% \text{ per half-year}\)

\(\text{Compounding periods} = 6 \times 2 = 12\)

\(FV = PV(1+r)^n = 2500(1+0.0225)^{12} = \$3211.83\)

\(\text{Total interest} = FV-PV = 3211.83-2500 = \$711.83\)

 

\(\text{Priya’s interest } > \text{ Leo’s interest.}\)

\(\Rightarrow \text{Priya will have a greater amount (since original investment the same)}\)

Show Worked Solution

\(\text{Priya’s investment:}\)

\(\text{Interest} = Prn = 2500 \times 0.058 \times 6 = \$870\)

 

\(\text{Leo’s investment:}\)

\(r = \dfrac{4.5\%}{2} = 2.25\% \text{ per half-year}\)

\(\text{Compounding periods} = 6 \times 2 = 12\)

\(FV = PV(1+r)^n = 2500(1+0.0225)^{12} = \$3211.83\)

\(\text{Total interest} = FV-PV = 3211.83-2500 = \$711.83\)

 

\(\text{Priya’s interest } > \text{ Leo’s interest.}\)

\(\Rightarrow \text{Priya will have a greater amount (since original investment the same)}\)

Filed Under: Compound Interest and Shares (Std2-X) Tagged With: Band 4, smc-817-20-FV Formula, smc-817-30-i/r comparisons (incl. graphs)

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