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HMS, HAG 2025 HSC 5 MC

Which row of the table correctly identifies advantages of Medicare and private health
insurance?

\begin{align*}
\begin{array}{l}
\rule{0pt}{2.5ex} \ \rule[-1ex]{0pt}{0pt}& \\
\rule{0pt}{2.5ex} \rule[-1ex]{0pt}{0pt}\\
\rule{0pt}{2.5ex}\textbf{A.}\rule[-1ex]{0pt}{0pt}\\
 \rule[-1ex]{0pt}{0pt}\\
\rule{0pt}{2.5ex}\textbf{B.}\rule[-1ex]{0pt}{0pt}\\
\rule[-1ex]{0pt}{0pt}\\
\rule{0pt}{2.5ex}\textbf{C.}\rule[-1ex]{0pt}{0pt}\\
 \rule[-1ex]{0pt}{0pt}\\
\rule{0pt}{2.5ex}\textbf{D.}\rule[-1ex]{0pt}{0pt}\\
\rule[-1ex]{0pt}{0pt}\\
\end{array}
\begin{array}{|l|l|}
\hline
\rule{0pt}{2.5ex}Medicare\rule[-1ex]{0pt}{0pt}& Private \ health \ insurance \\
\hline
\rule{0pt}{2.5ex}\text{Covers all surgeries in hospitals}&\text{Shorter waiting times for}\\
\text{}\rule[-1ex]{0pt}{0pt}&\text{surgery }\\
\hline
\rule{0pt}{2.5ex}\text{Provides free access to all }\rule[-1ex]{0pt}{0pt}& \text{Ensures no out-of-pocket costs}\\
\text{healthcare services }& \text{for elective surgeries}\\
\hline
\rule{0pt}{2.5ex}\text{Bulk billing may be available in} & \text{Choice of surgeon } \\
\text{in medical practices} \\
\hline
\rule{0pt}{2.5ex}\text{Choice of doctor } & \text{Eliminates the need to access Medicare } \\
\text{}\rule[-1ex]{0pt}{0pt}& \text{Medicare } \\
\hline
\end{array}
\end{align*}

Show Answers Only

\(C\)

Show Worked Solution
  • C is correct: Bulk billing removes upfront costs at some practices; private insurance offers surgeon selection.

Other Options:

  • A is incorrect: Medicare covers public hospital treatment as public patient, not all surgeries universally.
  • B is incorrect: Medicare doesn’t provide free access to all services; private insurance has gap payments.
  • D is incorrect: Private insurance complements Medicare, doesn’t eliminate need for Medicare coverage.

Filed Under: Healthcare expenditure Tagged With: Band 4, smc-5482-15-Medicare, smc-5482-20-Private insurance

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