Describe the main reasons why Australians choose private health insurance. (3 marks)
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- Private health insurance provides shorter waiting times for elective surgery and specialist appointments compared to public healthcare services.
- Patients can choose their preferred doctor and hospital for treatment, offering greater control over their healthcare decisions.
- Insurance covers ancillary services like dental care, physiotherapy and chiropractic treatment that Medicare does not fund.
- Private rooms in hospitals provide increased privacy and comfort during treatment and recovery periods.
- Tax benefits include rebates for insurance premiums and avoiding the Medicare levy surcharge for higher income earners.
Show Worked Solution
- Private health insurance provides shorter waiting times for elective surgery and specialist appointments compared to public healthcare services.
- Patients can choose their preferred doctor and hospital for treatment, offering greater control over their healthcare decisions.
- Insurance covers ancillary services like dental care, physiotherapy and chiropractic treatment that Medicare does not fund.
- Private rooms in hospitals provide increased privacy and comfort during treatment and recovery periods.
- Tax benefits include rebates for insurance premiums and avoiding the Medicare levy surcharge for higher income earners.