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Calculus, EXT1* C1 2008 HSC 5c

Light intensity is measured in lux. The light intensity at the surface of a lake is 6000 lux. The light intensity,  `I`  lux, a distance  `s`  metres below the surface of the lake is given by

`I=Ae^(-ks)`

where  `A`,  and  `k`  are constants.

  1. Write down the value of  `A`.   (2 marks)

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  2. The light intensity 6 metres below the surface of the lake is 1000 lux. Find the value of  `k`.    (2 marks)

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  3. At what rate, in lux per metre, is the light intensity decreasing 6 metres below the surface of the lake?    (2 marks)

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Show Answers Only
  1. `6000`
  2. `- 1/6 ln(1/6)\ text(or)\ 0.29863`
  3. `299`
Show Worked Solution

i.   `I=Ae^(-ks)`

`text(Find)\ A,\ text(given)\   I=6000\ text(at)\  s=0`

`6000` `=Ae^0`
`:.\ A` `=6000`

 

ii.   `text(Find)\ k\ text(given)\  I=1000\ text(at)  s=6`

MARKER’S COMMENT: Many students used the “log” function on their calculator rather than the `log_e` function. BE CAREFUL!
`1000` `=6000e^(-6xxk)`
`e^(-6k)` `=1/6`
`lne^(-6k)` `=ln(1/6)`
`-6k` `=ln(1/6)`
`k` `=- 1/6 ln(1/6)`
  `=0.2986…`
  `=0.30\ \ \ text{(2 d.p.)}`

 

iii.  `text(Find)\ \ (dI)/(ds)\ \ text(at)\ \ s=6`

ALGEBRA TIP: Tidy your working by calculating `(dI)/(ds)` using `k` and then only substituting for `k` in part (ii) at the final stage.
`I` `=6000e^(-ks)`
`:.(dI)/(ds)` `=-6000ke^(-ks)`

 
`text(At)\ s=6,`

`(dI)/(ds)` `=-6000ke^(-6k),\ \ \ text(where)\ k=- 1/6 ln(1/6)`
  `=-298.623…`
  `=-299\ \ text{(nearest whole number)}`

 
`:. text(At)\ s=6,\ text(the light intensity is decreasing)`

`text(at 299 lux per metre.)`

Filed Under: Exponential growth and decay, Standard Growth and Decay Tagged With: Band 3, Band 4, Band 5, smc-1081-20-Decay, smc-1081-50-Other Themes

Calculus, EXT1* C1 2009 HSC 6b

Radium decays at a rate proportional to the amount of radium present. That is, if  `Q(t)`  is the amount of radium present at time  `t`,  then  `Q=Ae^(-kt)`,  where  `k`  is a positive constant and  `A`  is the amount present at  `t=0`. It takes 1600 years for an amount of radium to reduce by half.

  1. Find the value of  `k`.   (2 marks)

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  2. A factory site is contaminated with radium. The amount of radium on site is currently three times the safe level.

     

    How many years will it be before the amount of radium reaches the safe level.    (2 marks)

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Show Answers Only
  1. `(-ln(1/2))/1600\ \ text(or 0.000433)`
  2. `2536\ text(years)`
Show Worked Solution

i.   `Q=Ae^(-kt)`

MARKER’S COMMENT: Students must be familiar with “half-life” and the algebra required. i.e. using `Q=1/2 A` within their calculations.

`text(When)\ \ t=0,\ \ Q=A`

`text(When)\ \ t=1600,\ \ Q=1/2 A`

`:.1/2 A` `=A e^(-1600xxk)`
`e^(-1600xxk)` `=1/2`
`lne^(-1600xxk)` `=ln(1/2)`
`-1600k` `=ln(1/2)`
`k` `=(-ln(1/2))/1600`
  `=0.0004332\ \ text{(to 4 sig. figures)}`

 

ii.   `text(Find)\ \ t\ \ text(when)\ \ Q=1/3 A :`

IMPORTANT: Know how to use the memory function on your calculator to store the exact value of `k` found in part (i) to save time.
`1/3 A` `=A e^(-kt)`
`e^(-kt)` `=1/3`
`lne^(-kt)` `=ln(1/3)`
`-kt` `=ln(1/3)`
`:.t` `=(-ln(1/3))/k,\ \ \ text(where)\ \ \ k=(-ln(1/2))/1600`
  `=(ln(1/3) xx1600)/ln(1/2)`
  `=2535.940…`

 
`:.\ text(It will take  2536  years.)`

Filed Under: Exponential growth and decay, Standard Growth and Decay Tagged With: Band 3, Band 4, Band 5, page-break-before-solution, smc-1081-20-Decay, smc-1081-30-Radioactivity

Calculus, EXT1* C1 2012 HSC 14c

Professor Smith has a colony of bacteria. Initially there are 1000 bacteria. The number of bacteria,  `N(t)`,  after  `t`  minutes is given by

`N(t)=1000e^(kt)`. 

  1. After 20 minutes there are 2000 bacteria.

     

    Show that `k=0.0347`  correct to four decimal places.   (1 mark)

    --- 4 WORK AREA LINES (style=lined) ---

  2. How many bacteria are there when  `t=120`?    (1 mark)

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  3. What is the rate of change of the number of bacteria per minute, when  `t=120`?     (1 mark)

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  4. How long does it take for the number of bacteria to increase from 1000 to 100 000?    (2 marks)

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Show Answers Only
  1. `text{Proof (See Worked Solutions).}`
  2. `64\ 328`
  3. `2232`
  4. `133\ text(minutes)` 
Show Worked Solution

i.   `N=1000e^(kt)\ text(and given)\ N=2000\ text(when)\  t=20`

`2000` `=1000e^(20xxk)`
`e^(20k)` `=2`
`lne^(20k)` `=ln2`
`20k` `=ln2`
`:.k` `=ln2/20`
  `=0.0347\ \ text{(to 4 d.p.)  … as required}`

 

 ii.  `text(Find)\ \ N\ \ text(when)\  t=120`

NOTE: Students could have used the exact value of  `k=ln2/20`  in parts (ii), (iii) and (iv), which would yield the answers (ii) 64,000, (iii) 2,218, and (iv) 133 minutes.
`N` `=1000e^(120xx0.0347)`
  `=64\ 328.321..`
  `=64\ 328\ \ text{(nearest whole number)}`

 
`:.\ text(There are)\  64\ 328\ text(bacteria when t = 120.)`
 

iii.  `text(Find)\ (dN)/(dt)\ text(when)\  t=120`

MARKER’S COMMENT: This part proved challenging for many students. Differentiation is required to find the rate of change in these type of questions.
`(dN)/(dt)` `=0.0347xx1000e^(0.0347t)`
  `=34.7e^(0.0347t)`

 
`text(When)\ \ t=120`

`(dN)/(dt)` `=34.7e^(0.0347xx120)`
  `=2232.1927…`
  `=2232\ \ text{(nearest whole)}`

 
`:.\ (dN)/(dt)=2232\ text(bacteria per minute at)\  t=120`

 

iv.  `text(Find)\ \ t\ \ text(such that)\  N=100,000`

`=>100\ 000` `=1000e^(0.0347t)`
`e^(0.0347t)` `=100`
`lne^(0.0347t)` `=ln100`
`0.0347t` `=ln100`
`t` `=ln100/0.0347`
  `=132.7138…`
  `=133\ \ text{(nearest minute)}`

 
`:.\ N=100\ 000\ text(when)\  t=133\ text(minutes.)`

Filed Under: Exponential growth and decay, Standard Growth and Decay Tagged With: Band 2, Band 3, Band 4, page-break-before-solution, smc-1081-10-Growth, smc-1081-40-Population

Calculus, EXT1* C1 2013 HSC 16b

Trout and carp are types of fish. A lake contains a number of trout. At a certain time, 10 carp are introduced into the lake and start eating the trout. As a consequence, the number of trout,  `N`,  decreases according to

`N=375-e^(0.04t)`,

where `t` is the time in months after the carp are introduced.

The population of carp,  `P`,  increases according to  `(dP)/(dt)=0.02P`.

  1. How many trout were in the lake when the carp were introduced?    (1 mark)

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  2. When will the population of trout be zero?    (1 mark)

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  3. Sketch the number of trout as a function of time.     (1 marks)

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  4. When is the rate of increase of carp equal to the rate of decrease of trout?    (3 marks)

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  5. When is the number of carp equal to the number of trout?    (2 marks)

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Show Answers Only
  1. `text(374 trout)`
  2. `text{148 months (nearest month)}`
  3.  
     
    2UA 2013 HSC 16b Answer
  4. `text{After 80 months (nearest month)}`
  5. `text{After 135 months (nearest month)}`
Show Worked Solution

i.    `text(Carp introduced at)\ \ t=0`

MARKER’S COMMENT: A number of students did not equate `e^0=1` in this part.

`N=375-e^0=374`

`:.\ text(There was 374 trout when carp were introduced.)`

 

ii.    `text(Trout population will be zero when)`

NOTE: The last line of the solution isn’t necessary but is included as good practice as a check that the answer matches the exact question asked.
`N` `=375-e^(0.04t)=0`
`e^(0.04t)` `=375`
`0.04t` `=ln375`
`t` `=ln375/0.04`
  `=148.173 …`
  `=148\ text{months (nearest month)}`

 
`:.\ text(After 148 months, the trout population will be zero.)`
 

iii.   2UA 2013 HSC 16b Answer

♦♦ Mean mark 33% for part (iii)

 

iv.   `text(We need) \ |(dN)/(dt)|=(dP)/(dt)`

`text(Given)\ N=375-e^(0.04t)`

`(dN)/(dt)=-0.04e^(0.04t)`
  

`text(Find)\ P\ text(in terms of)\  t`

`text(Given)\ (dP)/(dt)=0.02P`

`=> P=Ae^(0.02t)`

♦♦♦ Mean mark 20%
COMMENT: Students who progressed to `0.2e^(0.02t)“=0.04e^(0.04t)` received 2 full marks in this part. Show your working!

 `text(Find)\ A\ \ =>text(when)\  t=0,\ P=10`

`10` `=Ae^0`
`:.A` `=10`
`=>(dP)(dt)` `=10xx0.02e^(0.02t)`
  `=0.2e^(0.02t)`

 
`text(Given that)\ \ (dP)/(dt)=|(dN)/(dt)|`

`0.2e^(0.02t)` `=0.04e^(0.04t)`
`5e^(0.02t)` `=e^(0.04t)`
`e^(0.04t)/e^(0.02t)` `=5`
`e^(0.04t-0.02t)` `=5`
`lne^(0.02t)` `=ln5`
`0.02t` `=ln5`
`t` `=ln5/0.02`
  `=80.4719…`
  `=80\ text{months (nearest month)}`

 

v.   `text(Find)\ t\ text(when)\ N=P`

`text(i.e.)\ \ 375-e^(0.04t)` `=10e^(0.02t)`
`e^(0.04t)+10e^(0.02t)-375` `=0`

`text(Let)\ X=e^(0.02t),\ text(noting)\ \ X^2=(e^(0.02t))^2=e^(0.04t)`

♦♦♦ Mean mark 4%!
MARKER’S COMMENT: Correctly applying substitution to exponentials to form a solvable quadratic proved very difficult for almost all students.
`:.\ X^2+10X-375` `=0`
`(X-15)(X+25)` `=0`

`X=15\ \ text(or)\ \ –25`

 
`text(S)text(ince)\  X=e^(0.02t)`

`e^(0.02t)` `=15\ \ \ \ (e^(0.02t)>0)`
`lne^(0.02t)` `=ln15`
`0.02t` `=ln15`
`t` `=ln15/0.02`
  `=135.4025…`
  `=135\ text(months)`

Filed Under: Exponential growth and decay, Standard Growth and Decay Tagged With: Band 3, Band 4, Band 5, Band 6, smc-1081-10-Growth, smc-1081-20-Decay, smc-1081-40-Population

Calculus, 2ADV C3 2011 HSC 7b

The velocity of a particle moving along the `x`-axis is given by

`v=8-8e^(-2t)`,

where `t` is the time in seconds and `x` is the displacement in metres.

  1. Show that the particle is initially at rest.     (1 mark)

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  2. Show that the acceleration of the particle is always positive.     (1 mark)

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  3. Explain why the particle is moving in the positive direction for all  `t>0`.     (2 marks)

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  4. As  `t->oo`, the velocity of the particle approaches a constant.

     

    Find the value of this constant.     (1 mark) 

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  5. Sketch the graph of the particle's velocity as a function of time.     (2 marks)

    --- 8 WORK AREA LINES (style=lined) ---

Show Answers Only
  1. `text{Proof (See Worked Solutions)}`
  2. `text{Proof (See Worked Solutions)}`
  3. `text(See Worked Solutions.)`
  4. `8\ text(m/s)`
  5. `text(See sketch in Worked Solutions)`
Show Worked Solution

i.   `text(Initial velocity when)\ \ t=0`

`v` `=8-8e^0`
  `=0\ text(m/s)`
 
`:.\ text(Particle is initially at rest.)`

 

 

MARKER’S COMMENT: Students whose working showed `e^(-2t)` as `1/e^(2t)`, tended to score highly in this question.

ii.   `a=d/(dt) (v)=-2xx-8e^(-2t)=16e^(-2t)`

`text(S)text(ince)\  e^(-2t)=1/e^(2t)>0\ text(for all)\  t`.

`=>\ a=16e^(-2t)=16/e^(2t)>0\ text(for all)\  t`.
 

`:.\ text(Acceleration is positive for all)\ \ t>0`.
 

iii.  `text{S}text{ince the particle is initially at rest, and ALWAYS}`

♦♦♦ Mean mark 22%
COMMENT: Students found part (iii) the most challenging part of this question by far.

`text{has a positive acceleration.`
 

`:.\ text(It moves in a positive direction for all)\ t`.
 

iv.   `text(As)\ t->oo`,  `e^(-2t)=1/e^(2t)->0`

`=>8/e^(2t)->0\  text(and)`

`=>v=8-8/e^(2t)->8\ text(m/s)`
 

`:.\ text(As)\ \ t->oo,\ text(velocity approaches 8 m/s.)`

 

IMPORTANT: Use previous parts to inform this diagram. i.e. clearly show velocity was zero at  `t=0`  and the asymptote at  `v=8`. 
v.   

Calculus in the Physical World, 2UA 2011 HSC 7b Answer

Filed Under: Motion, Rates of Change (Y12) Tagged With: Band 3, Band 4, Band 5, Band 6, smc-1091-10-Motion, smc-1091-30-Log/Exp Function

Financial Maths, 2ADV M1 2008 HSC 4b

The zoom function in a software package multiplies the dimensions of an image by 1.2.  In an image, the height of a building is 50 mm. After the zoom function is applied once, the height of the building in the image is 60 mm. After the second application, it is 72 mm.

  1. Calculate the height of the building in the image after the zoom function has been applied eight times. Give your answer to the nearest mm.     (2 marks)

    --- 4 WORK AREA LINES (style=lined) ---

  2. The height of the building in the image is required to be more than 400 mm. Starting from the original image, what is the least number of times the zoom function must be applied?     (2 marks)

    --- 4 WORK AREA LINES (style=lined) ---

Show Answers Only
  1. `text(215 mm)`
  2. `12`
Show Worked Solutions
i.    `T_1` `=a=50`
  `T_2` `=ar^1=50(1.2)=60`
  `T_3` `=ar^2=50(1.2)^2=72`

 
`=>\ text(GP where)\ \ a=50,\ \ r=1.2`

`\ \ vdots` 

MARKER’S COMMENT: Within this GP, note that `T_9` is the term where the zoom has been applied 8 times.
`T_9` `=50(1.2)^8`
  `=214.99`

 

`:.\ text{Height will be 215 mm  (nearest mm)}`

 

ii.    `T_n=ar^(n-1)` `>400`
  `:.\ 50(1.2)^(n-1)` `>400`
  `1.2^(n-1)` `>8`
  `ln 1.2^(n-1)` `>ln8`
  `n-1` `>ln8/ln1.2`
  `n` `>12.405`

 

`:.\ text(The height of the building in the 13th image)`

`text(will be higher than 400 mm, which is the 12th)`

`text(time the zoom would be applied.)`

Filed Under: Geometric Series, Geometric Series (Y12) Tagged With: Band 3, Band 4, smc-1006-10-Find Term, smc-1006-80-Applied Context

Financial Maths, 2ADV M1 2009 HSC 4a

A tree grows from ground level to a height of 1.2 metres in one year. In each subsequent year, it grows `9/10` as much as it did in the previous year.

Find the limiting height of the tree.     (2 marks)

--- 4 WORK AREA LINES (style=lined) ---

Show Answer Only

`12\ text(m)`

Show Worked Solution

`a=1.2, \ \ \ r=9/10`

`text(S)text(ince)\ \ |\ r\ |<1,`

`S_oo` `=a/(1-r)`
  `=1.2/(1-(9/10))`
  `=12\ text(m)`

 

`:.\ text(Limiting height of tree is 12 m.)`

Filed Under: Geometric Series, Geometric Series (Y12) Tagged With: Band 3, smc-1006-40-Limiting Sum, smc-1006-80-Applied Context

Calculus, EXT1* C1 2013 HSC 14a

The velocity of a particle moving along the `x`-axis is given by  `dotx=10-2t`, where `x` is the displacement from the origin in metres and `t` is the time in seconds. Initially the particle is 5 metres to the right of the origin.

  1. Show that the acceleration of the particle is constant.  (1 mark)

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  2. Find the time when the particle is at rest.  (1 mark)

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  3. Show that the position of the particle after 7 seconds is 26 metres to the right of the origin.  (2 marks)

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  4. Find the distance travelled by the particle during the first 7 seconds.   (2 marks)

    --- 6 WORK AREA LINES (style=lined) ---

Show Answers Only
  1.  `ddotx=-2\ \ text{(constant)}`
  2. `t=5\ text(seconds)`
  3. `text{Proof (See Worked Solutions)}`
  4. `29\ text(metres)`
Show Worked Solutions

i.   `dotx=10-2t`

`text(Acceleration)=ddotx=d/(dx)dotx=-2`

 
`:.\ text(The acceleration is constant.)`

 

 ii.  `text(Particle comes to rest when)\  dotx=0`

`10-2t=0\ text(when)\ t=5`

 
`:.\ text(Particle comes to rest after 5 seconds.)`

 

 iii. `text(Show)\  x=26\ text(when)\ t=7`

`x` `=int dotx\ dt`
  `=int (10-2t)\ dt`
  `=10t -t^2+c`

 

`text(Given)\  t=0\ text(when)\ x=5`

`=> 5` `=10(0)-0^2+c`
`c` `=5`

 
`:. x=10t-t^2+5`
 

`text(At)\ \ t=7`

`x` `=10(7)-7^2+5`
  `=70-49+5`
  `=26`

 
`:.\ text(The particle is 26 metres to the right of the origin)`

`text(after 7 seconds … as required)`

 

 iv.   `text(Find the distance travelled in the first 7 seconds:)`

♦ Mean mark 37%.
IMPORTANT: Students can also draw a number line that shows where a particle starts from, changes direction and finishes in order to reduce errors.

`text(At)\  t=5`,

`x` `=10(5)-5^2+5`
  `=50-25+5`
  `=30\ text(m)`

 
`=>\ text{The particle travels 25 m to the right}\ (x=5\ text{to}\ 30)`

`text{then 4 m to the left}\  (x=30\ text{to}\ 26)`
 

`:.\ text(The total distance travelled in 7 seconds)`

`=25+4`

`=29\ text(m)`

Filed Under: Motion, Rates of Change with respect to time (Ext1) Tagged With: Band 3, Band 5, smc-1077-10-Motion

Calculus, 2ADV C2 2009 HSC 2aii

Differentiate with respect to `x`.

`(e^x+1)^2`.    (2 marks) 

Show Answer Only

`2e^x(e^x+1)`

Show Worked Solutions
`y` `=(e^x+1)^2`
`dy/dx` `=2(e^x+1)^1xxd/(dx) (e^x+1)`
  `=2e^x(e^x+1)`

Filed Under: Exponential Calculus, Exponential Calculus (Y12), L&E Differentiation (Y12), Logs and Exponentials - Differentiation Tagged With: Band 3, smc-965-10-Differentiation (base e), smc-967-10-Exponentials (base e), smc-967-50-Chain Rule

Calculus, 2ADV C2 2011 HSC 1d

Differentiate  `ln(5x+2)` with respect to `x`.    (2 marks) 

Show Answer Only

`5/(5x+2)`

Show Worked Solutions
`y` `=ln(5x+2)`
`dy/dx` `=5/(5x+2)`

Filed Under: L&E Differentiation (Y12), Log Calculus, Log Calculus (Y12), Logs and Exponentials - Differentiation Tagged With: Band 3, smc-964-10-Differentiation, smc-967-20-Logs

L&E, 2ADV E1 2011 HSC 1c

Solve   `2^(2x+1)=32`.    (2 marks) 

Show Answer Only

`x=2`

Show Worked Solutions
MARKER’S COMMENT: Many students correctly solved this by taking the logarithms of both sides.
`2^(2x+1)` `=32`
`2^(2x+1)` `=2^5`
`2x+1` `=5`
`:. x` `=2`

Filed Under: Index Laws and Equations (Y11), Indices, Log/Index Laws and Equations (Y11), Log/Index laws and Other Equations Tagged With: Band 3, num-title-ct-pathb, num-title-qs-hsc, smc-4228-15-Indices unknown, smc-6728-10-Exponential Equations, smc-963-50-Exponential Equation

Calculus, 2ADV C2 2012 HSC 11d

Differentiate    `(3+e^(2x))^5`.    (2 marks) 

Show Answer Only

`10e^(2x)(3+e^(2x))^4`

Show Worked Solutions

`y=(3+e^(2x))^5`

`(dy)/dx` `=5(3+e^(2x))^4 xx  d/(dx)(3+e^(2x))`
  `=5(3+e^(2x))^4 xx 2e^(2x)`
  `=10e^(2x)(3+e^(2x))^4`

 

Filed Under: Exponential Calculus, Exponential Calculus (Y12), L&E Differentiation (Y12), Logs and Exponentials - Differentiation Tagged With: Band 3, smc-965-10-Differentiation (base e), smc-967-10-Exponentials (base e), smc-967-50-Chain Rule

Calculus, 2ADV C2 2012 HSC 12ai

Differentiate with respect to `x`

`(x-1)log_ex`     (2 marks) 

Show Answer Only

 `log_ex+1-1/x`

Show Worked Solutions
`y` `=(x-1)log_ex`
`dy/dx` `=1(log_ex)+(x-1)1/x`
  `=log_ex+1-1/x`

Filed Under: L&E Differentiation (Y12), Log Calculus, Log Calculus (Y12), Logs and Exponentials - Differentiation Tagged With: Band 3, smc-964-10-Differentiation, smc-967-20-Logs, smc-967-30-Product Rule

Calculus, 2ADV C4 2013 HSC 11e

Find  `inte^(4x+1)dx`   (2 marks)

Show Answer Only

`1/4e^(4x+1)+C`

Show Worked Solutions

`inte^(4x+1)\ dx=1/4e^(4x+1)+C`

Filed Under: Exponential Calculus, Exponential Calculus (Y12), Integrals, L&E Integration Tagged With: Band 3, smc-1203-10-Exponential (Indefinite), smc-965-30-Indefinite integrals

Calculus, 2ADV C2 2013 HSC 11d

Differentiate  `x^2e^x`    (2 marks)

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Show Answer Only

 `xe^x(x+2)`

Show Worked Solutions

`text{Using the product rule}`

`text(Let)\ \ u=x^2,` `\ \ \ \ \ \ u^{\prime}=2x`
`text(Let)\ \ v=e^x,` `\ \ \ \ \ \ v^{\prime}=e^x`
`{d(uv)}/dx` `=u prime v+v prime u`
  `=2x e^x +x^2 e^x `
  `=xe^x(x+2)`

Filed Under: Exponential Calculus, Exponential Calculus (Y12), L&E Differentiation (Y12), Logs and Exponentials - Differentiation Tagged With: Band 3, smc-965-10-Differentiation (base e), smc-967-10-Exponentials (base e), smc-967-30-Product Rule

Financial Maths, 2ADV M1 2009 HSC 8b

One year ago Daniel borrowed $350 000 to buy a house. The interest rate was 9% per annum, compounded monthly. He agreed to repay the loan in 25 years with equal monthly repayments of $2937.

  1. Calculate how much Daniel owed after his first monthly repayment.    (1 mark)

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Daniel has just made his 12th monthly repayment. He now owes $346 095. The interest rate now decreases to 6% per annum, compounded monthly.

 

The amount  `$A_n`, owing on the loan after the `n`th monthly repayment is now calculated using the formula  
 
`qquad qquad A_n=346,095xx1.005^n-1.005^(n-1)M-\ ... -1.005M-M`
  
where `$M` is the monthly repayment, and `n=1,2,\ ...,288`.   (DO NOT prove this formula.)

  1. Calculate the monthly repayment if the loan is to be repaid over the remaining 24 years (288 months).    (3 marks)

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  2. Daniel chooses to keep his monthly repayments at $2937. Use the formula in part (ii) to calculate how long it will take him to repay the $346 095.   (3 marks)

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  3. How much will Daniel save over the term of the loan by keeping his monthly repayments at $2937, rather than reducing his repayments to the amount calculated in part (ii)?   (1 mark)

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Show Answers Only
  1. `$349\ 688`
  2. `$2270.31\ \ text{(nearest cent)}`
  3. `178.37\ text(months)`
  4. `$129\ 976.59\ \ text{(nearest cent)}`
Show Worked Solutions

i.   `text(Let)\ L_n= text(the amount owing after)\ n\ text(months)`

`text(Repayment)\ =M=$2937\ \ text(and)\ \ r=text(9%)/12=0.0075\ text(/month)`

`:.\ L_1` `=350\ 000(1+r)-M`
  `=350\ 000(1.0075)-2937`
  `=349\ 688`

 

`:.\ text(After 1 month, the amount owing is)\  $349\ 688`

 

ii.   `text(After 12 repayments, Daniel owes)\ $346\ 095,\  text(and)\ r darr 6%`

`:.\ r=(6%)/12=0.005`

`text(Loan is repaid over the next 24 years. i.e.)\ $A_n=0\ text(when)\  n=288`

`A_n` `=346\ 095(1.005^n)-1.005^(n-1)M-\ ..\ -1.005M-M`
  `=346\ 095(1.005^n)-M(1+1.005+..+1.005^(n-1))`
`A_288` `=346\ 095(1.005^288)-M(1+1.005+..+1.005^287)=0`

`=>\ GP\ text(where)\ a=1,\ text(and)\  r=1.005`

MARKER’S COMMENT: Careless setting out and poor handwriting, especially where indexes were involved, was a major contributor to errors in this question.

`M((1(1.005^288-1))/(1.005-1))=346\ 095(1.005^288)`

`M` `=(1\ 455\ 529.832)/641.1158`
  `=2270.31`

 

`:.\ text{Monthly repayment is $2270.31  (nearest cent)}` 

 

iii.  `text(Given)\ $M\ text(remains at $2937, find)\  n\ text(such that)`

`$A_n=0\ text{(i.e. loan fully paid off)}`

`:. 346\ 095(1.005^n)-2937((1(1.005^n-1))/(1.005-1))` `=0`
`346\ 095(1.005^n)-587\ 400(1.005^n-1)` `=0`
`(346\ 095-587\ 400)(1.005^n)+587\ 400` `=0`
♦♦ A poorly answered question.
MARKER’S COMMENT: Many students struggled to handle the exponential and logarithm calculations in this question.
ALGEBRA TIP: Dividing by `(1.005-1)` in part (iii) is equivalent to multiplying by 200, and cleans up working calculations (see Worked Solutions).
 

`241\ 305(1.005^n)` `=587\ 400`
`ln1.005^n` `=ln((587\ 400)/(241\ 305))`
`n` `=ln2.43426/ln1.005`
  `=178.37..`

 

`:.\ text{He will pay off the loan in 179 months (note the}`

`text{last payment will be a partial payment).}`

 

iv.  `text(Total paid at $2937 per month)`

`= 2937xx178.37=$523\ 872.69`

`text(Total paid at $2270.31 per month)`

`=2270.31xx288=$653,849.28`

 

`:.\ text(The amount saved)`

`=653\ 849.28-523\ 872.69`

`=$129\ 976.59\ \ text{(nearest cent)}`

Filed Under: Compound interest, loan repayments and annuities, Financial Applications of Series (Y12) Tagged With: Band 3, Band 4, Band 5, smc-1007-10-Loan

Financial Maths, 2ADV M1 2009 HSC 3a

An arithmetic series has 21 terms. The first term is 3 and the last term is 53.

Find the sum of the series.     (2 marks)

Show Answer Only

`588`

Show Worked Solution
`S_n` `=n/2 (a+l)`
`S_21` `=21/2(3+53)`
  `=588`

Filed Under: Arithmetic Series, Arithmetic Series (Y12) Tagged With: Band 3, smc-1005-20-Find Sum, smc-1005-60-Calculations Only

Financial Maths, 2ADV M1 2009 HSC 2c

Evaluate  `sum_(k=1)^4 (–1)^kk^2`.     (2 marks)

Show Answer Only

`10`

Show Worked Solutions

`sum_(k=1)^4 (–1)^kk^2`

`=(–1)^1 xx 1^2+(–1)^2 xx 2^2+(–1)^3 xx 3^2+(–1)^4 xx 4^2`

`=-1+4-9+16`

`=10`

Filed Under: Geometric Series, Geometric Series (Y12) Tagged With: Band 3, smc-1006-20-Find Sum, smc-1006-70-Calculations Only

Financial Maths, 2ADV M1 2010 HSC 4a

Susanna is training for a fun run by running every week for 26 weeks. She runs 1 km  in the first week and each week after that she runs 750 m more than the previous week, until she reaches 10 km in a week. She then continues to run 10 km each week.

  1. How far does Susannah run in the 9th week?     (1 mark)

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  2. In which week does she first run 10 km?     (1 mark)

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  3. What is the total distance that Susannah runs in 26 weeks?     (2 marks)

    --- 4 WORK AREA LINES (style=lined) ---

Show Answers Only
  1. `7\ text(km)`
  2. `13 text(th week)`
  3. `201.5\ text(km)`
Show Worked Solutions

i.    `T_1=a=1`

`T_2=a+d=1.75`

`T_3=a+2d=2.50`

`=>\ text(AP where)\  a=1  \ \ d=0.75`

`\ \ vdots`

`T_9` `=a+8d`
  `=1+8(0.75)`
  `=7`

 

`:.\ text(Susannah runs 7 km in the 9th week.)`

 

ii.  `text(Find)\ n\ text(such that)\ T_n=10\ text(km)`

`text(Using)\ T_n=a+(n-1)d`

MARKER’S COMMENT: Better responses wrote the formula for the `nth` term before clearly substituting in known values `a` and `d`.
`1+(n-1)(0.75)` `=10`
`0.75n-0.75` `=9`
`n` `=9.75/0.75`
  `=13`

 

`:.\ text(Susannah runs 10 km for the first time in the 13th Week.)`

 

iii.  `text{Let D = the total distance Susannah runs in 26 weeks}`

MARKER’S COMMENT: Many students incorrectly calculated `S_26`, not taking into account the AP stopped at the 13th term.
`text(D)` `=S_13+13(10)`
  `=n/2[2a+(n-1)d]+13(10)`
  `=13/2[2(1)+(13-1)(0.75)]+130`
  `=13/2(2+9)+130`
  `=201.5`

 

`:.\ text(Susannah runs a total of 201.5 km in 26 weeks.)`

Filed Under: Arithmetic Series, Arithmetic Series (Y12) Tagged With: Band 3, Band 4, smc-1005-10-Find Term, smc-1005-20-Find Sum, smc-1005-70-Applied Context

Financial Maths, 2ADV M1 2010 HSC 1f

Find the limiting sum of the geometric series ..

`1\ -1/3\ +1/9\ -1/27\ ...`     (2 marks)

--- 4 WORK AREA LINES (style=lined) ---

 

Show Answer Only

`3/4`

Show Worked Solutions

`a=1`

`r=T_2/T_1=(-1/3)/1=- 1/3`

`text(S)text(ince)\ |\ r\ |<1,`

`:. S_oo` `=a/(1-r)`
  `=1/(1-(-1/3))`
  `=3/4`

Filed Under: Geometric Series, Geometric Series (Y12) Tagged With: Band 3, smc-1006-40-Limiting Sum, smc-1006-70-Calculations Only

Financial Maths, 2ADV M1 2011 HSC 3a

A skyscraper of 110 floors is to be built. The first floor to be built will cost $3 million. The cost of building each subsequent floor will be $0.5 million more than the floor immediately below.

  1. What will be the cost of building the 25th floor?     (2 marks)

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  2. What will be the cost of building all 110 floors of the skyscraper?     (2 marks)

    --- 4 WORK AREA LINES (style=lined) ---

Show Answers Only
  1. `$15\ text(million)`
  2. `$3,327.5\  text(million)`
Show Worked Solutions
i.     `T_1` `=a=3`
`T_2` `=a+d=3.5`
`T_3` `=a+2d=4`

 
`=>\ text(AP where)\ \ a=3\ \ d=0.5` 

MARKER’S COMMENT: Better responses listed the sequence of terms in the series as illustrated.
`T_25` `=a+24d`
  `=3+24(0.5)`
  `=15`

 
 `:.\ text(The 25th floor costs  $15,000,000.)`

MARKER’S COMMENT: Better responses stated the formula BEFORE any calculations were performed. This allows markers to allocate part marks to students who had errors in calculation.

 

ii.     `S_110` `=\ text(Total cost of 110 floors)`
  `=n/2(2a+(n-1)d)` 
  `=110/2(2xx3\ 000\ 000+(110-1)500\ 000)`
  `=55(6\ 000\ 000+49\ 500\ 000)`
  `=$3327.5\  text(million)`

 

`:.\ text{The total cost of 110 floors is $3327.5 million}`

Filed Under: Arithmetic Series, Arithmetic Series (Y12) Tagged With: Band 2, Band 3, smc-1005-10-Find Term, smc-1005-20-Find Sum, smc-1005-70-Applied Context

Financial Maths, 2ADV M1 2012 HSC 15a

Rectangles of the same height are cut from a strip and arranged in a row. The first rectangle has width 10cm. The width of each subsequent rectangle is 96% of the width of the previous rectangle.
 

2012 15a
 

  1. Find the length of the strip required to make the first ten rectangles.     (2 marks)

    --- 5 WORK AREA LINES (style=lined) ---

  2. Explain why a strip of 3m is sufficient to make any number of rectangles.     (1 mark)

    --- 2 WORK AREA LINES (style=lined) ---

Show Answers Only
  1. `83.8\ text{cm  (1 d.p.)}`
  2. `S_oo=2.5\ text(m)\ \ =>\ \ text(sufficient.)`
Show Worked Solutions
i.    `T_1` `=a=10`
`T_2` `=ar=10xx0.96=9.6`
`T_3` `=ar^2=10xx0.96^2=9.216`

 
`=>\ text(GP where)\ \ a=10\ \ text(and)\ \ r=0.96`

MARKER’S COMMENT: A common error was to find `T_10` instead of `S_10`
`S_10` `=\ text(Length of strip for 10 rectangles)`
  `=(a(1-r^n))/(1-r)`
  `=10((1-0.96^10)/(1-0.96))`
  `=83.8\ text{cm   (to 1 d.p.)}`

 

ii.   `text(S)text(ince)\ |\ r\ |<\ 1`

`S_oo` `=a/(1-r)`
  `=10/(1-0.96)`
  `=250\ text(cm)`

 

`:.\ text(S)text(ince  3 m > 2.5 m, it is sufficient.)`

Filed Under: Geometric Series, Geometric Series (Y12) Tagged With: Band 3, Band 4, smc-1006-20-Find Sum, smc-1006-40-Limiting Sum, smc-1006-80-Applied Context

Probability, 2ADV S1 2013 HSC 15d

Pat and Chandra are playing a game. They take turns throwing two dice. The game is won by the first player to throw a double six. Pat starts the game.

  1. Find the probability that Pat wins the game on the first throw.     (1 mark)

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  2. What is the probability that Pat wins the game on the first or on the second throw?     (2 marks)

    --- 5 WORK AREA LINES (style=lined) ---

  3. Find the probability that Pat eventually wins the game.     (2 marks)

    --- 5 WORK AREA LINES (style=lined) ---

Show Answers Only
  1. `1/36`
  2. `(2521)/(46\ 656)\ \ text(or)\ \ 0.054`
  3. `36/71`
Show Worked Solutions

i.   `P\ text{(Pat wins on 1st throw)}=P(W)`

`P(W)` `=P\ text{(Pat throws 2 sixes)}`
  `=1/6 xx 1/6`
  `=1/36`

 

ii.  `text(Let)\ P(L)=P text{(loss for either player on a throw)}=35/36`

`P text{(Pat wins on 1st or 2nd throw)}` 

♦♦ Mean mark 33%
MARKER’S COMMENT: Many students did not account for Chandra having to lose when Pat wins on the 2nd attempt.

`=P(W) + P(LL W)`

`=1/36\ + \ (35/36)xx(35/36)xx(1/36)`

`=(2521)/(46\ 656)`

`=0.054\ \ \ text{(to 3 d.p.)}`

 

iii.  `P\ text{(Pat wins eventually)}`

`=P(W) + P(LL\ W)+P(LL\ LL\ W)+ … `

`=1/36\ +\ (35/36)^2 (1/36)\ +\ (35/36)^2 (35/36)^2 (1/36)\ +…`

 
`=>\ text(GP where)\ \ a=1/36,\ \ r=(35/36)^2=(1225)/(1296)`

♦♦♦ Mean mark 8%!
 COMMENT: Be aware that diminishing probabilities and `S_oo` within the Series and Applications are a natural cross-topic combination.

 
`text(S)text(ince)\ |\ r\ |<\ 1:`

`S_oo` `=a/(1-r)`
  `=(1/36)/(1-(1225/1296))`
  `=1/36 xx 1296/71`
  `=36/71`

 

`:.\ text(Pat’s chances to win eventually are)\  36/71`.

Filed Under: 3. Probability, Geometric Series, Geometric Series (Y12), Multi-Stage Events, Multi-Stage Events (Y11) Tagged With: Band 3, Band 5, Band 6, smc-1006-40-Limiting Sum, smc-1006-80-Applied Context, smc-1006-95-X-topic, smc-6469-20-Other Multi-Stage Events, smc-6469-50-Probability and Series, smc-989-20-Other Multi-Stage Events, smc-989-50-Probability and Series

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